:root{
  --navy:#101c30;
  --navy-2:#182842;
  --ink:#1c2331;
  --paper:#f6f4ee;
  --paper-2:#efece2;
  --line:#dcd6c4;
  --gold:#a5793a;
  --gold-light:#c99a5c;
  --slate:#5b6472;
  --white:#ffffff;
  --radius:2px;
  --serif:'Fraunces', Georgia, 'Times New Roman', serif;
  --sans:'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;
  --maxw:1180px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--sans);
  color:var(--ink);
  background:var(--paper);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
.container{max-width:var(--maxw);margin:0 auto;padding:0 32px;}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.15;margin:0 0 .5em;color:var(--navy);}
p{margin:0 0 1em;}
.eyebrow{
  font-family:var(--sans);
  text-transform:uppercase;
  letter-spacing:.14em;
  font-size:.72rem;
  font-weight:600;
  color:var(--gold);
  display:inline-block;
  margin-bottom:.9em;
}
::selection{background:var(--gold-light);color:var(--navy);}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;}

/* Header */
.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(246,244,238,.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.site-header .container{
  display:flex;align-items:center;justify-content:space-between;
  height:84px;
}
.brand{display:flex;align-items:center;gap:14px;}
.brand-mark{
  width:42px;height:42px;flex:0 0 auto;
  display:flex;align-items:center;justify-content:center;
  background:var(--navy);
  border-radius:var(--radius);
  overflow:hidden;
}
.brand-mark img{width:100%;height:100%;object-fit:cover;}
.brand-name{
  font-family:var(--serif);
  font-size:1.02rem;
  font-weight:600;
  color:var(--navy);
  letter-spacing:.01em;
  line-height:1.2;
}
.brand-name span{
  display:block;
  font-family:var(--sans);
  font-size:.66rem;
  letter-spacing:.12em;
  text-transform:uppercase;
  color:var(--slate);
  font-weight:500;
  margin-top:2px;
}
.main-nav{display:flex;align-items:center;gap:36px;}
.main-nav ul{list-style:none;display:flex;gap:30px;margin:0;padding:0;}
.main-nav a{
  font-size:.86rem;font-weight:500;color:var(--ink);
  position:relative;padding:6px 0;
}
.main-nav a::after{
  content:"";position:absolute;left:0;bottom:0;width:0;height:1px;
  background:var(--gold);transition:width .25s ease;
}
.main-nav a:hover::after,.main-nav a.active::after{width:100%;}
.main-nav a.active{color:var(--navy);font-weight:600;}
.nav-cta{
  border:1px solid var(--navy);
  padding:10px 20px;
  font-size:.82rem;
  font-weight:600;
  border-radius:var(--radius);
  white-space:nowrap;
}
.nav-cta:hover{background:var(--navy);color:var(--white);}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px;}
.nav-toggle i{font-size:1.5rem;color:var(--navy);}

/* Hero */
.hero{
  position:relative;
  padding:110px 0 100px;
  overflow:hidden;
  background:var(--navy);
  color:var(--paper);
}
.hero::before{
  content:"";position:absolute;inset:0;
  background-image:url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=1800&q=70');
  background-size:cover;background-position:center;
  opacity:.22;
}
.hero::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(115deg,var(--navy) 30%,rgba(16,28,48,.55) 100%);
}
.hero .container{position:relative;z-index:2;}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:end;}
.hero h1{
  color:var(--white);
  font-size:clamp(2.3rem,4.2vw,3.6rem);
  max-width:15ch;
}
.hero .eyebrow{color:var(--gold-light);}
.hero-lede{
  color:#c9d0dc;font-size:1.08rem;max-width:46ch;margin-bottom:2em;
}
.hero-stats{
  display:grid;grid-template-columns:repeat(3,1fr);
  border-top:1px solid rgba(255,255,255,.18);
  padding-top:28px;gap:20px;
}
.hero-stats div b{
  display:block;font-family:var(--serif);font-size:1.9rem;color:var(--white);
}
.hero-stats div span{font-size:.76rem;color:#9aa5b5;text-transform:uppercase;letter-spacing:.08em;}
.hero-panel{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.14);
  padding:34px;border-radius:var(--radius);
}
.hero-panel h3{color:var(--white);font-size:1.05rem;}
.hero-panel p{color:#c2cad6;font-size:.92rem;}
.hero-panel .btn{margin-top:8px;}

.btn{
  display:inline-flex;align-items:center;gap:10px;
  background:var(--gold);color:var(--navy);
  padding:14px 26px;font-weight:600;font-size:.88rem;
  border-radius:var(--radius);border:1px solid var(--gold);
  cursor:pointer;
}
.btn:hover{background:transparent;color:var(--white);}
.btn-outline{
  background:transparent;color:var(--white);border:1px solid rgba(255,255,255,.4);
}
.btn-outline:hover{background:var(--white);color:var(--navy);border-color:var(--white);}
.btn-dark{background:var(--navy);color:var(--white);border-color:var(--navy);}
.btn-dark:hover{background:transparent;color:var(--navy);}

/* Sections */
section{padding:90px 0;}
.section-alt{background:var(--paper-2);}
.section-head{max-width:640px;margin-bottom:56px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}

.notice-strip{
  background:var(--paper-2);
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
  padding:16px 0;
}
.notice-strip p{
  margin:0;font-size:.82rem;color:var(--slate);
  display:flex;align-items:center;gap:10px;justify-content:center;text-align:center;
}
.notice-strip i{color:var(--gold);font-size:1.1rem;flex:0 0 auto;}

/* Grid cards */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:40px;}
.card{
  background:var(--white);border:1px solid var(--line);
  padding:36px 30px;border-radius:var(--radius);
}
.card i{font-size:1.9rem;color:var(--gold);margin-bottom:18px;display:block;}
.card h3{font-size:1.12rem;margin-bottom:.5em;}
.card p{color:var(--slate);font-size:.92rem;margin-bottom:0;}

.stat-row{
  display:grid;grid-template-columns:repeat(4,1fr);
  gap:32px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);
  padding:44px 0;
}
.stat-row div b{font-family:var(--serif);font-size:2.2rem;color:var(--navy);display:block;}
.stat-row div span{font-size:.78rem;color:var(--slate);text-transform:uppercase;letter-spacing:.08em;}

.split{display:grid;grid-template-columns:.95fr 1.05fr;gap:64px;align-items:center;}
.split img{border-radius:var(--radius);width:100%;height:420px;object-fit:cover;}
.split.reverse{grid-template-columns:1.05fr .95fr;}
.split.reverse .media{order:2;}
.media{position:relative;}
.media-tag{
  position:absolute;bottom:-22px;left:-22px;
  background:var(--navy);color:var(--white);
  padding:18px 22px;border-radius:var(--radius);
  font-family:var(--serif);font-size:.95rem;
  box-shadow:0 14px 30px rgba(16,28,48,.25);
}
.media-tag b{display:block;font-size:1.5rem;}
.media-tag span{font-family:var(--sans);font-size:.68rem;text-transform:uppercase;letter-spacing:.08em;opacity:.75;}

.process-list{list-style:none;margin:0;padding:0;counter-reset:step;}
.process-list li{
  counter-increment:step;
  display:grid;grid-template-columns:56px 1fr;gap:22px;
  padding:26px 0;border-top:1px solid var(--line);
}
.process-list li:last-child{border-bottom:1px solid var(--line);}
.process-list li::before{
  content:counter(step,decimal-leading-zero);
  font-family:var(--serif);color:var(--gold);font-size:1.2rem;
}
.process-list h4{margin-bottom:.35em;font-size:1.02rem;}
.process-list p{color:var(--slate);font-size:.92rem;margin:0;}

.quote-block{
  background:var(--navy);color:var(--paper);
  padding:60px;border-radius:var(--radius);
  text-align:center;
}
.quote-block p{
  font-family:var(--serif);font-size:1.5rem;line-height:1.4;
  max-width:26ch;margin:0 auto 20px;color:var(--white);
}
.quote-block span{font-size:.8rem;color:#9aa5b5;text-transform:uppercase;letter-spacing:.1em;}

.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;}
.team-card img{width:100%;height:300px;object-fit:cover;border-radius:var(--radius);margin-bottom:18px;}
.team-card h4{margin-bottom:.15em;font-size:1.05rem;}
.team-card span{font-size:.78rem;color:var(--gold);text-transform:uppercase;letter-spacing:.06em;}
.team-card p{color:var(--slate);font-size:.88rem;margin-top:10px;}

.value-list{list-style:none;margin:0;padding:0;}
.value-list li{
  display:flex;gap:16px;padding:18px 0;border-top:1px solid var(--line);
}
.value-list li:last-child{border-bottom:1px solid var(--line);}
.value-list i{color:var(--gold);font-size:1.3rem;flex:0 0 auto;margin-top:2px;}
.value-list h4{margin:0 0 .3em;font-size:1rem;}
.value-list p{margin:0;color:var(--slate);font-size:.88rem;}

.criteria-table{width:100%;border-collapse:collapse;margin-top:10px;}
.criteria-table th,.criteria-table td{
  text-align:left;padding:16px 18px;border-bottom:1px solid var(--line);font-size:.92rem;
}
.criteria-table th{
  font-family:var(--sans);text-transform:uppercase;font-size:.72rem;letter-spacing:.08em;
  color:var(--slate);font-weight:600;
}
.criteria-table td:first-child{font-weight:600;color:var(--navy);white-space:nowrap;}

/* CTA band */
.cta-band{
  background:var(--navy);color:var(--white);padding:70px 0;text-align:center;
}
.cta-band h2{color:var(--white);}
.cta-band p{color:#c2cad6;max-width:50ch;margin:0 auto 26px;}
.cta-actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap;}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;}
.contact-info-list{list-style:none;margin:26px 0 0;padding:0;}
.contact-info-list li{
  display:flex;gap:16px;padding:16px 0;border-top:1px solid var(--line);align-items:flex-start;
}
.contact-info-list li:last-child{border-bottom:1px solid var(--line);}
.contact-info-list i{color:var(--gold);font-size:1.25rem;margin-top:2px;}
.contact-info-list b{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:var(--slate);margin-bottom:2px;}

.form-field{margin-bottom:20px;}
.form-field label{display:block;font-size:.8rem;font-weight:600;margin-bottom:8px;color:var(--navy);}
.form-field input,.form-field select,.form-field textarea{
  width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:var(--radius);
  background:var(--white);font-family:var(--sans);font-size:.92rem;color:var(--ink);
}
.form-field textarea{resize:vertical;min-height:130px;}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{
  outline:none;border-color:var(--gold);
}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
.consent-row{display:flex;align-items:flex-start;gap:10px;margin-bottom:24px;}
.consent-row input{margin-top:4px;}
.consent-row label{font-size:.82rem;color:var(--slate);}
.form-note{font-size:.78rem;color:var(--slate);margin-top:14px;}
.form-success{
  display:none;background:var(--paper-2);border:1px solid var(--line);
  padding:20px 22px;border-radius:var(--radius);margin-bottom:22px;align-items:center;gap:12px;
}
.form-success.visible{display:flex;}
.form-success i{color:var(--gold);font-size:1.4rem;}

/* Legal pages */
.legal-content{max-width:800px;}
.legal-content h2{margin-top:2em;font-size:1.4rem;}
.legal-content h3{font-size:1.1rem;margin-top:1.6em;}
.legal-content p,.legal-content li{color:var(--slate);font-size:.96rem;}
.legal-content ul{padding-left:20px;}
.legal-updated{font-size:.82rem;color:var(--gold);text-transform:uppercase;letter-spacing:.08em;font-weight:600;}
.legal-hero{padding:70px 0 40px;border-bottom:1px solid var(--line);}
.legal-hero h1{font-size:2.1rem;}
.toc{
  background:var(--paper-2);border:1px solid var(--line);padding:24px 26px;
  border-radius:var(--radius);margin:30px 0 44px;
}
.toc b{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--slate);margin-bottom:12px;}
.toc ol{margin:0;padding-left:18px;}
.toc a{font-size:.9rem;color:var(--navy);}
.toc li{margin-bottom:6px;}

/* Footer */
.site-footer{background:var(--navy);color:#c2cad6;padding:70px 0 30px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:50px;}
.footer-brand{display:flex;align-items:center;gap:12px;margin-bottom:16px;}
.footer-brand .brand-mark{background:rgba(255,255,255,.08);}
.footer-brand-name{font-family:var(--serif);color:var(--white);font-size:1rem;}
.site-footer p{font-size:.86rem;color:#9aa5b5;}
.footer-col h5{
  color:var(--white);font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;
  margin-bottom:18px;font-family:var(--sans);font-weight:600;
}
.footer-col ul{list-style:none;margin:0;padding:0;}
.footer-col li{margin-bottom:10px;}
.footer-col a{font-size:.88rem;color:#c2cad6;}
.footer-col a:hover{color:var(--gold-light);}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.12);padding-top:26px;
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px;
}
.footer-bottom p{margin:0;font-size:.78rem;color:#8a94a6;}
.footer-legal-links{display:flex;gap:20px;list-style:none;margin:0;padding:0;}
.footer-legal-links a{font-size:.78rem;color:#8a94a6;}
.disclaimer-box{
  background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);
  padding:22px 24px;border-radius:var(--radius);font-size:.78rem;color:#9aa5b5;margin-bottom:40px;
}

/* Cookie banner */
.cookie-banner{
  position:fixed;left:24px;right:24px;bottom:24px;z-index:1000;
  max-width:640px;margin:0 auto;
  background:var(--navy);color:var(--paper);
  border-radius:var(--radius);padding:24px 26px;
  box-shadow:0 20px 50px rgba(0,0,0,.3);
  display:none;gap:18px;
  border:1px solid rgba(255,255,255,.1);
}
.cookie-banner.visible{display:flex;flex-direction:column;}
.cookie-banner-top{display:flex;gap:16px;align-items:flex-start;}
.cookie-banner i{font-size:1.5rem;color:var(--gold-light);flex:0 0 auto;}
.cookie-banner h4{color:var(--white);font-size:.98rem;margin-bottom:.4em;}
.cookie-banner p{font-size:.83rem;color:#c2cad6;margin:0;}
.cookie-actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end;}
.cookie-actions .btn{padding:11px 20px;font-size:.8rem;}
.cookie-link{font-size:.8rem;color:#c2cad6;text-decoration:underline;align-self:center;margin-right:auto;}

@media (max-width:960px){
  .hero-grid,.split,.split.reverse,.contact-grid{grid-template-columns:1fr;}
  .split .media{order:0!important;}
  .grid-3,.team-grid{grid-template-columns:1fr 1fr;}
  .stat-row{grid-template-columns:1fr 1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;}
}
@media (max-width:720px){
  .main-nav{
    position:fixed;top:84px;left:0;right:0;bottom:0;
    background:var(--paper);
    flex-direction:column;align-items:flex-start;
    padding:30px 32px;gap:24px;
    transform:translateX(100%);transition:transform .3s ease;
    overflow-y:auto;
  }
  .main-nav.open{transform:translateX(0);}
  .main-nav ul{flex-direction:column;gap:20px;}
  .nav-toggle{display:block;}
  .grid-3,.grid-2,.team-grid,.stat-row,.footer-grid,.form-row{grid-template-columns:1fr;}
  .hero{padding:70px 0 60px;}
  section{padding:60px 0;}
  .quote-block{padding:36px 24px;}
  .quote-block p{font-size:1.2rem;}
  .cookie-banner{left:14px;right:14px;bottom:14px;padding:20px;}
}